Financial Services

The American Association of Retired Persons (AARP) Foundation & the IRS sponsor the Tax-Aide program. IRS tax law-certified volunteers will prepare federal, Wisconsin, & Homestead Credit tax returns. The free service is
open to anyone, with special consideration given to individuals w/low & moderate income & those aged 50 & over. Please have: Social Security card; photo ID; last year’s tax return; all income & deduction forms & records; health insurance forms; real estate tax bill and/or original signed Rent Certificate. Self-prep option provides you with free access to software so you can prepare your own taxes. It is available at signup.aarpfoundation.org/preparing-your-taxes-online/
If taxpayers need help completing their own taxes, they can request a volunteer to coach them through the process via phone or computer screen. Visit aarpfoundation.org/taxaide for info. & updates.

Langlade County Residents: (715) 627-6580
Lincoln County Residents: (715) 298-5734
Marathon County Residents: (715) 298-5734
Marshfield Area Residents: (715) 384-9992
Wisconsin Rapids Area Residents: (715) 421-1051

Under the coordination of the Salvation Army, community groups provide seasonal charity in the form of Christmas food baskets, toy shop, hats, mittens, new underclothing, socks, blankets etc.

Offers free clothes, shoes, coats, bedding & household items to anyone & everyone. Hours: Monday 10am-noon, Wednesdays 4-6 p.m. & Saturdays 9-10 a.m.

Housing rehabilitation program for low-to moderate-income Village of Athens residents only to make homes safe, sanitary & livable. Rehabilitation to make homes accessible & furnace replacement.
Uses revolving funds, so the grant is paid back when the home is sold. Also provides rehabilitation funds (these loans aren’t zero% interest though) to landlords who rent to low-income residents.

BG & Associates, Grant Administrators
PO Box 10, Bear Creek WI 54922
(800) 762-0665 or (715) 752-4620
barb.gabrielson@gmail.com
Administers a revolving fund for home improvement, including weatherproofing (roof, insulation, siding, furnace, windows) & making home more accessible. Village of Edgar Residents only.

Revolving rehabilitation loan fund offers deferred-payment plan for low or moderate income Village of Spencer families or seniors, to fix up their houses (e.g. insulation & weatherization, emergency furnace repair or replacement, handicap accessibility, etc).

Provides home ownership opportunities, home rehabilitation loans. Accessibility Modifications. Must be a resident of Lincoln Co. to be eligible.

Helping Lincoln County and the City of Merrill

Homeowners’/buyers’ programs for properties w/in the Wausau city limits. Rehabilitation Program for home safety/repair; Home Rental Rehabilitation Program; Down Payment Program; Housing Counseling Program & Fair Housing Program.

LINCOLN
St. Mary’s Hospital
2251 North Shore Dr, Rhinelander WI 54501
Sacred Heart Hospital
401 W Mohawk Dr, Tomahawk WI 54487
(715) 453-7700 ext 62040
Helps you navigate through the healthcare system.

Provides free financial counseling, credit report counseling, dept management planning, & credit builder loans.

ENERGY SERVICES
LANGLADE
1225 Langlade Rd, Antigo, WI 54409
(715) 627-6500
LINCOLN
607 N Sales St, Ste 202, Merrill WI 54452
(715) 539-1344
MARATHON
401 5th St, Ste 443, Wausau WI 54403
(715) 842-3111
Apply online at heat.help
WOOD
111 West Jackson St, Wisconsin Rapids, WI 54495
(715) 421-8654
Email: heat@co.wood.wi.us
Wisconsin HomeEnergy Assistance Program (WHEAP) & Weatherization Assistance Program (WAP). WHEAP provides assistance for heating costs, electric costs, & energy crisis situations. One-time payment during the heating season (October 1 – May 15). It is intended to assist the resident w/their energy costs. Assistance may also be eligible for Weatherization, Crisis, &/or Program Servic3es (furnace & hot water heater). Online application: https://energybenefit.wi.gov

Provides small, one-time financial assistance to rural residents w/issues related to housing. Assistance w/security deposits, rent & utility payment assistance, may provide assistance w/overdue property taxes & mortgage payments.

GOODWILL INDUSTRIES
MARSHFIELD
2220 N Central Ave, Marshfield WI 54449
(715) 387-1300
NC WISCONSIN
405 Hwy 64 E Antigo WI 54409
(715) 623-3767
RIB MOUNTAIN & WESTON
152500 Morning Glory Ln, Wausau WI 54401
(715) 355-9452
2713 Schofield Ave, Weston WI 54476
(715) 355-6086
WISCONSIN RAPIDS
2561 8TH St S, Wisconsin Rapids WI 54494
(715) 421-2991
www.goodwillncw.org
Goodwill NCW provides pathways for people who have a goal of building skills that
lead to sustained employment and improved financial stability. We offer targeted
training programs to increase job readiness, hands-on work experiences,
community job placements, financial counseling to improve money management
and emergency aid vouchers for store merchandise.

Offers free credit counseling and debt counseling to help ease financial stress, address your financial concerns and develop a plan for living a financially healthy life.

Assistance to support the housing needs of rural people (residing in communities up to 20,000 population) who are unable to get a conventional loan from a bank or other lending institution. Requires no down payment & loan closing costs/repairs up to the properties appraised value can be financed.

HELPS is a nationwide 501C charity nonprofit law firm that protects seniors & disabled persons receiving federally protected social security, pensions, disability & VA benefits from unwanted collector contacts. HELPS also educates lower income & poor seniors how they can maintain their financial independence.

Households who income qualify and have $1500 of their own money may be eligible for a low-interest Down Payment Assistance loan between $5,000-$10,000 to purchase a single-family home (excl. mobile homes) in the City of Wausau. Funds can be used for down payment & closing costs.

For low to moderate income property owners in the city of Wausau who need help keeping their homes in safe repair. May include weatherization, roof/furnace replacement, & making the home more accessible for people w/disabilities. May be a waiting list; apply at the Community Development Department.

Representative Payee works w/a person to help them live on a budget. Makes sure the individual has the funds available for their housing, utilities, food, medical & personal needs. Helps them to save for unexpected costs that could arise. Corporate Guardianship services also provided as assigned by the courts.

info@ibaresources.com

Provides benefit analysis, work incentive counseling, job placement, supported employment, vocational skills training & job coaching.

Provide eligibility and enrollment services to residents of Marathon and Langlade Counties for public assistance programs. These programs include FoodShare, Medicaid, BadgerCare Plus, Family Planning Only Services, and Caretaker Supplement.

Provide eligibility and enrollment services to residents of Wood and Lincoln Counties for public assistance programs. These programs include FoodShare, Medicaid, BadgerCare Plus, Family Planning Only Services, and Caretaker Supplement.

Virtual kiosk can provide assistance to those who have questions about their federal income tax returns, notices, information or problem resolution. This office does not carry a supply of forms, is unable to accept hard copy of documents and unable to accept payments. By appointment only on Wednesdays & Thursdays. Call to schedule an appointment.

Loans are short-term, no interest designed to assist eligible individuals to meet emergency needs that support obtaining or maintaining employment. May include: assistance in paying car repairs necessary for employment, car loans for transportation to work, clothing/uniforms/equipment expenses, rent or security deposits, if related to employment (relocation, etc), moving expenses to a new area for employment.

Program to help support a child who resides outside of his/her own home, either temporarily/long term, w/a relative. Placement assessed to determine if there is a need for protection or services. Criminal background check of all adults having contact w/the child/adults living in the home is mandatory, along w/a home visit.

Program provides qualified consumers w/a discount on monthly charges for their primary phone line. WI residents are eligible for Lifeline service if they meet any of the following criteria: Household Income less than 135% of the federal poverty level; Receive Medical Assistance or Medicaid/BadgerCare; Receive Supplemental Security Income; Receive Food Stamps/SNAP; Qualify for State or Federal Home Energy Assistance; Qualify for WI Homestead Tax Credit; Section 8 Subsidized Housing; Veterans Pension & Survivors Benefit.

Community Resources serves as a link to patients, families and providers of the Marshfield Medical Center system to obtain necessary community resources. Patients and families served through Marshfield Medical Center have access to outpatient social work services to assist them in navigating resources and services related to their health care needs.

Assists patients w/insurance eligibility, managed care requirements & patients who are uninsured/underinsured referring them to available programs that assist in paying for medical services, medication or other social needs.

Serves people w/disabilities of all ages. Services include: Information & Referral, Advocacy, Independent Living Skills Training, Peer Support, Transition to Community Services, Adaptive Equipment Demonstration, Loan & Assessment, Mental Health Recovery Centers, Residential & Architectural Accessibility, Personal Assistant Services (PAS), Certified IRIS Consultants, and Representative Payee.

Provides assistance to individuals. Tenant based rental grant assistance, homeless prevention, rapid rehousing, home owner assistance program, work n wheels program, DV Rapid Re-Housing, Financial Capabilities, Steps to Success, Create Your Own Opportunities.

Lincoln
503 S Center Ave, Ste 1, Merrill WI 54452
(715) 536-9581
Marathon
360 Grand Ave Ste 300, Wausau WI 54403
(715) 842-0681
Marshfield
149 N Central Ave, Marshfield WI 54449
(715) 387-2626
Wisconsin Rapids
2111 8th St S, Ste 102, Wisconsin Rapids WI 54494
(715) 424-2581
www.northcentralcap.org
Provides assistance to individuals: Housing, Emergency Rent Payments, Outreach, Section 8 (Lincoln County), AmeriCorps, & weatherization.

Offers a single point of access to more than 475 public & private patient assistance programs, including more than 150 programs offered by pharmaceutical companies. Eligibility: Patients who do not have prescription coverage & are having trouble affording their medicines.

Services for victims in later life & adults at risk. Offers accessible, specialized services & outreach throughout the greater Marshfield area. Some services we provide are: Advocacy & Support (Assessments, safety planning, order of protections); Accessible Services (transportation assistance, support groups); Resources & Referrals (housing, counseling, financial planning, medical/health care, nutrition info). Shelter/Housing.

OOffering loans to assist lower income owner occupants age 65 or a qualified veteran, household income can’t exceed $20,000, must be current on property taxes–will not help pay back taxes. Maximum loan is $3,525 or the higher of your tax bill. Outstanding mortgage/loan cannot be more than 33% of the appraised value of home. This is a loan & lien will be put on your property. Fee for the loan covers title search, Broker Price Opinion & recording lien. Program runs January 1 through June 30th.

Random Acts of Kindness helps those less fortunate in South Wood County emergency start-up pantry, supplement pantry, household items, infant and children items, clothing, toiletries, furniture, and appliances. Registration required. Accepts donations during business hours. Call for days and times.

A program that enables qualifying customers to receive discounts on monthly telephone service.

Provides material assistance of food & shelter to eligible individuals in emergency or disaster situations.

Provides material assistance of food & shelter to eligible individuals in emergency or disaster situations.
stvincentdepauloutreach@gmail.com

Provides material assistance of food & shelter to eligible individuals in emergency or disaster situations.

Provides material assistance of food & shelter to eligible individuals in emergency or disaster situations.

Certified experienced staff will tailor assistance to clients who need help managing their finances.

Specializing in gently used clothing, books, furniture and small household items. Proceeds from sales of donated items benefit St Mary’s School. Hours are on Tuesdays 4-7:00 pm & Wednesdays & Fridays 9:00 am to 3:00 pm.

LINCOLN
503 S Center Ave, Ste 2, Merrill WI 54452
(715) 539-2666
WOOD
149 N Central Ave, Marshfield WI 54449
(715) 387-0395
MARATHON
131 West Thomas Street Wausau, WI 54401
Telephone: (715) 298-3028
Provides temporary/emergency assistance for food, emergency lodging, clothing, rent, transportation, utilities, & other needs based on funds available & level of need.

Specializing in gently used clothing, books, furniture, and household items. Proceeds from the sales of donated items are used to help those in need in the community.

Lincoln address: 1004 E Main St, Merrill, 54452
Telephone: (715) 539-1131
Marshfield address: 169 N Central Ave, Marshfield 54449
Telephone: (715) 387-4425
Wausau address: 131 West Thomas Street Wausau, WI 54401
Telephone: (715) 298-3028

The Taxpayer Advocate Service is an independent organization within the IRS that helps taxpayers and protects taxpayers’ rights. We can offer you help if your tax problem is causing a financial difficulty, you’ve tried and been unable to resolve your issue with the IRS, or you believe an IRS system, process, or procedure just isn’t working as it should. If you qualify for our assistance, which is always free, we will do everything possible to help you.

Provides FREE pension counseling assistance, including filing Claims & Appeals for pension benefits, obtaining Pension Plan documents, checking pension calculations, & answering questions.

Aids taxpayers filing for Homestead Credit and Wisconsin State Income Tax forms.

Provides low-cost, fixed interest rate mortgages to low & moderate income individuals & families to purchase a home.

Community Development Block Grant funds are available to City of Wisconsin Rapids low-income home owners to make necessary repairs to their homes at a 0% simple interest 30 yr deferred loan due upon the sale of the home or when the owner no longer lives in the house. Funds are available to assist landlords with necessary repairs for their properties, 7 units or less at 4% interest rate. A commitment must be made to rent to low income tenants for 5 years. Funds are also available for home buyers for a down payment and closing fees.

Wisloan is a loan program designed to provide financing for assistive technology, home modifications, or vehicle modifications. In order to apply for Wisloan you must apply through an Independent Living Center. One of the IL Department staff will assist in the application process.

Wisconsin Pooled and Community Trusts is a statewide nonprofit that creates and manages pooled and community Special Needs Trusts for people with disabilities, to help the person with disabilities retain their public benefits and live a better quality of life.